Terms and Conditions

Last updated: [Insert Date]. This is a general draft template provided for informational purposes and should be reviewed by qualified legal counsel before publication to ensure it reflects your actual business practices and complies with applicable law.

1. Acceptance of Terms

By accessing or using the Keen Vestimony website, applications, or related services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Services.

2. Description of Services

Keen Vestimony provides AI-driven portfolio intelligence tools designed to assist independent professionals with organizing, analyzing, and monitoring their financial and business information. The Services are provided on an "as available" basis and may be updated, modified, or discontinued at our discretion, with or without notice.

3. Eligibility

You must be at least the age of majority in your province or territory of residence and have the legal capacity to enter into a binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party right;
• Upload or transmit malicious code, unauthorized data, or infringing content;
• Attempt to gain unauthorized access to our systems, networks, or data;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of the Services;
• Use the Services for any purpose that is fraudulent, deceptive, or harmful to third parties.

6. Not Financial or Professional Advice

The Services provide informational tools and outputs generated in part through automated processes, including artificial intelligence. Nothing provided through the Services constitutes financial, legal, tax, investment, or professional advice. You are solely responsible for evaluating and verifying any information before relying on it, and you should consult a qualified professional for advice specific to your circumstances.

7. Fees and Payment

Certain features of the Services may require payment of fees, as described at the time of purchase or subscription. All fees are stated in the applicable currency and are non-refundable except as required by law or as otherwise expressly stated. We reserve the right to modify our pricing with reasonable advance notice.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Services are the property of Keen Vestimony or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials, other than a limited, non-exclusive, non-transferable license to use the Services as intended.

9. User Content

You retain ownership of any data or content you submit to the Services ("User Content"). By submitting User Content, you grant Keen Vestimony a limited license to use, store, and process that content solely for the purpose of providing and improving the Services, subject to our Privacy Policy.

10. Third-Party Services

The Services may integrate with or link to third-party tools, platforms, or data sources. Keen Vestimony does not control and is not responsible for the content, accuracy, or practices of any third-party services, and your use of such services is at your own risk and subject to their respective terms.

11. Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Keen Vestimony does not warrant that the Services will be uninterrupted, error-free, or secure.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Keen Vestimony, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of or inability to use the Services, even if advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless Keen Vestimony and its affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party right.

14. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including for conduct that we believe violates these Terms or is harmful to other users or Keen Vestimony. You may discontinue use of the Services at any time.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Governing Jurisdiction], without regard to its conflict of laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

16. Changes to These Terms

We may update these Terms from time to time to reflect changes to our Services or legal requirements. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Contact

Questions regarding these Terms may be directed to us through the contact details provided on our Contact page.